Supported Tokens

DirectCryptoPay supports native tokens and major stablecoins across all supported chains. Your customers can pay with whichever token they hold.

Token Overview#

Stablecoins#

Stablecoins are the most popular payment tokens because their value is pegged to USD, eliminating price volatility for both merchant and customer.

Token	Full Name	Peg	Chains
USDC	USD Coin	$1.00	Ethereum, Polygon, BNB Chain, Base, Arbitrum, Optimism, Avalanche, Solana
USDT	Tether	$1.00	Ethereum, Polygon, BNB Chain, Base, Arbitrum, Optimism, Avalanche, Solana (mainnet), Tron, Ton

Native Tokens#

Native tokens are the base currency of each chain, used for gas fees and as a payment option.

Token	Chain	Price
ETH	Ethereum, Base, Arbitrum, Optimism	Variable (market price)
POL	Polygon	Variable (market price)
BNB	BNB Chain	Variable (market price)
AVAX	Avalanche	Variable (market price)
SOL	Solana	Variable (market price)
TRX	Tron	Variable (market price)
TON	Ton	Variable (market price)

Price Conversion: When a customer pays with a volatile token like ETH, DCP converts the USD amount to the equivalent token amount at the current market rate using real-time price feeds (CoinGecko). The widget displays the exact token amount before the customer signs the transaction.

Token Details by Chain#

Ethereum Mainnet#

Token	Contract Address	Decimals
ETH	Native (no contract)	18
USDC	`0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48`	6
USDT	`0xdAC17F958D2ee523a2206206994597C13D831ec7`	6

Polygon#

Token	Contract Address	Decimals
POL	Native (no contract)	18
USDC	`0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359`	6
USDT	`0xc2132D05D31c914a87C6611C10748AEb04B58e8F`	6

BNB Chain#

Token	Contract Address	Decimals
BNB	Native (no contract)	18
USDC	`0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d`	18
USDT	`0x55d398326f99059fF775485246999027B3197955`	18

Base#

Token	Contract Address	Decimals
ETH	Native (no contract)	18
USDC	`0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913`	6
USDT	`0xfde4C96c8593536E31F229EA8f37b2ADa2699bb2`	6

Arbitrum One#

Token	Contract Address	Decimals
ETH	Native (no contract)	18
USDC	`0xaf88d065e77c8cC2239327C5EDb3A432268e5831`	6
USDT	`0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9`	6

Optimism#

Token	Contract Address	Decimals
ETH	Native (no contract)	18
USDC	`0x0b2C639c533813f4Aa9D7837CAf62653d097Ff85`	6
USDT	`0x94b008aA00579c1307B0EF2c499aD98a8ce58e58`	6

Avalanche C-Chain#

Token	Contract Address	Decimals
AVAX	Native (no contract)	18
USDC	`0xB97EF9Ef8734C71904D8002F8b6Bc66Dd9c48a6E`	6
USDT	`0x9702230A8Ea53601f5cD2dc00fDBc13d4dF4A8c7`	6

Solana#

Token	Mint Address	Decimals
SOL	Native (no contract)	9
USDC	`EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v`	6
USDT	`Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB`	6

Solana tokens are SPL tokens, not ERC-20. SPL token addresses are Base58 strings (Solana mint addresses), not 0x... hex contract addresses.

Tron#

Token	Contract Address	Decimals
TRX	Native (no contract)	6
USDT	`TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t`	6

Tron tokens are TRC-20, not ERC-20. TRC-20 contract addresses are Base58Check strings starting with T (34 characters), not 0x... hex addresses. Tron testnet (Nile) uses different contract addresses than mainnet.

Ton (The Open Network)#

Token	Master Address	Decimals
TON	Native (no contract)	9
USDT	`EQCxE6mUtQJKFnGfaROTKOt1lZbDiiX1kCixRv7Nw2Id_sDs`	6

USDT on Ton is a Jetton, the native token standard on Ton (TEP-74), not ERC-20/TRC-20/SPL. A Jetton transfer is indirect: the sender's Jetton wallet contract (derived from owner address + Jetton master) emits an internal message to the receiver's Jetton wallet. DirectCryptoPay resolves merchant Jetton wallet addresses automatically. Ton addresses are base64url (EQ.../UQ...) or raw 0:<hex>, not 0x... hex. Ton testnet uses a separate USDT Jetton master than mainnet.

Stablecoins vs Native Tokens#

	Stablecoins (USDC/USDT)	Native Tokens (ETH/BNB/AVAX/SOL)
Price Stability	Pegged to $1.00	Volatile
Merchant Risk	None (value is fixed)	Price can change between payment and cash-out
Customer Experience	Pay exact USD amount	USD amount converted at current rate
Gas Fees	Token transfer (slightly higher gas)	Native transfer (lowest gas)

Recommendation: For most merchants, accepting USDC on Base or Polygon provides the best combination of stable value, low gas fees, and wide availability.

Testnet Tokens#

For testing, use these faucets to get testnet tokens:

Token	Network	Faucet
Sepolia ETH	Sepolia	sepoliafaucet.com
Sepolia USDC	Sepolia	faucet.circle.com

You need testnet ETH for gas. Even when paying with test USDC, the transaction requires a small amount of Sepolia ETH for gas fees. Get Sepolia ETH first.

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